Commercial Real Estate
Commercial Real Estate Financing From $250K to $100M+
Acquisition, refinance, construction, and bridge financing for every commercial property type. Conventional, SBA, hard money, and DSCR programs available nationwide.
Property Types We Finance
CRE Loan Programs
Conventional CRE Loans
Traditional commercial mortgages for stabilized income-producing properties. Competitive rates and long terms.
Bridge Loans
Short-term financing to bridge the gap between purchase and permanent financing or stabilization.
SBA 504 Real Estate
Long-term, fixed-rate financing for owner-occupied commercial real estate up to $5.5 million.
Hard Money / Private Lending
Asset-based lending for time-sensitive deals, value-add properties, or borrowers with credit challenges.
Construction Financing
Ground-up construction and major renovation loans for developers and investors.
DSCR Investor Loans
Qualify based on property cash flow — not personal income. Ideal for real estate investors.
CRE Financing FAQs
What is commercial real estate financing?
Commercial real estate (CRE) financing covers loans used to purchase, refinance, or develop income-producing or owner-occupied commercial properties. Programs range from conventional mortgages to bridge loans, construction financing, and private lending.
How much can I borrow for commercial real estate?
We work with loan amounts from $250,000 to $100 million and beyond. The amount depends on the property type, value, cash flow, and your borrower profile.
What LTV (loan-to-value) is available for CRE loans?
LTV varies by program. Conventional CRE loans typically go up to 75–80% LTV. Bridge and hard money loans may go higher in certain situations. SBA 504 loans can finance up to 90% of the project cost.
Can I get CRE financing with a low credit score?
Yes. Hard money and private lending programs focus on the property value and deal structure rather than personal credit. We work with borrowers across the credit spectrum.
How long does commercial real estate loan approval take?
Timelines vary by program. Bridge and hard money loans can close in 7–14 days. Conventional CRE loans typically take 30–60 days. SBA 504 loans may take 45–90 days. We help you choose the right program for your timeline.
Let's Finance Your Next Commercial Property
Apply today or call Gary Hughey to discuss your deal and get a fast term sheet.