Global Funding Advisers, LLC

Working Capital

Keep Your Business Moving — Even When Cash Flow Slows

Fast working capital funding to cover payroll, inventory, operations, and unexpected expenses. Multiple programs available — even for businesses with challenged credit.

Apply for Working Capital (562) 708-4325

What Can You Use Working Capital For?

Payroll & staffing costs
Inventory purchases
Marketing & advertising
Rent & overhead expenses
Seasonal cash flow gaps
Emergency expenses
Hiring & onboarding
Equipment repairs
Tax obligations

Working Capital Programs We Offer

Business Line of Credit

Draw funds as needed up to your credit limit. Pay interest only on what you use.

Short-Term Business Loan

Lump-sum funding repaid over 3–18 months. Fast approvals, minimal documentation.

Merchant Cash Advance

Advance against future credit card sales. Repayment tied to daily revenue.

Revenue-Based Financing

Capital repaid as a percentage of monthly revenue — flexible and cash-flow friendly.

Working Capital FAQs

What is a working capital loan?

A working capital loan provides short-term funding to cover day-to-day business expenses — payroll, inventory, rent, and operating costs. It's designed to bridge cash flow gaps, not fund long-term investments.

How fast can I get working capital funding?

Many working capital programs fund within 24–72 hours of approval. We work with lenders who prioritize speed so you can address cash flow needs without delay.

What credit score do I need for working capital financing?

Requirements vary by program. Some working capital products are available to businesses with credit scores as low as 500. Revenue, time in business, and cash flow are often weighted more heavily than credit score alone.

How much working capital can I access?

Working capital financing typically ranges from $5,000 to $2 million depending on your revenue, time in business, and the specific program. We help you identify the right amount for your situation.

Do I need collateral for a working capital loan?

Many working capital programs are unsecured — no collateral required. Others may use a general lien on business assets. We match you with programs that fit your collateral situation.

Don't Let a Cash Flow Gap Slow You Down

Apply today or call Gary Hughey to find the right working capital solution for your business.

Apply Now Email Gary