Growth Capital

Capital to Scale the Business You've Already Built

You've proven the model. Now it's time to grow. Growth capital gives established businesses the funding to expand locations, hire talent, acquire competitors, and capture market share — without giving up equity.

What Can Growth Capital Fund?

Expanding to new locations
Hiring key personnel
Launching new product lines
Acquiring a competitor
Scaling marketing & sales
Technology upgrades
Increasing production capacity
Entering new markets
Franchise expansion

Growth Capital Programs We Offer

Term Loans

Lump-sum capital repaid over 1–10 years. Ideal for defined growth initiatives with predictable ROI.

SBA 7(a) Growth Loans

Government-backed financing up to $5M for business expansion, acquisitions, and working capital.

Business Line of Credit

Revolving credit facility to fund growth opportunities as they arise — draw and repay as needed.

Revenue-Based Financing

Capital tied to your revenue — repay as a percentage of monthly sales. No fixed monthly payment.

Growth Capital FAQs

What is growth capital?

Growth capital is funding used to expand an existing, profitable business — not to cover day-to-day expenses. It funds strategic initiatives like new locations, acquisitions, product launches, and market expansion.

How is growth capital different from working capital?

Working capital covers short-term operational needs. Growth capital funds long-term strategic investments designed to increase revenue and business value. The two often work together — growth capital funds the expansion, working capital keeps operations running during it.

What do I need to qualify for growth capital?

Most growth capital programs require at least 2 years in business, $250K+ in annual revenue, and a personal credit score of 650+. Stronger financials unlock larger amounts and better rates.

How much growth capital can I access?

Growth capital financing typically ranges from $100K to $10M+ depending on your revenue, profitability, and the specific program. We help you identify the right amount and structure for your growth plan.

How long does it take to get growth capital?

Timelines vary by program. Alternative growth capital can fund in 5–10 business days. SBA-backed programs typically take 30–60 days. We match you with the right program for your timeline.

Ready to Fund Your Next Phase of Growth?

Apply today or call Gary Hughey to discuss your expansion plans and find the right growth capital solution.