Equipment Financing
Finance new or used business equipment with up to 100% financing, flexible terms, and approvals in as little as 24–48 hours. From $10,000 to $5 million and beyond.
Finance the full cost of equipment — no large down payment required.
Keep cash in the business for operations, payroll, and growth.
Section 179 deductions may allow you to write off the full equipment cost in year one.
Decisions in as little as 24–48 hours. Equipment delivered and working fast.
12 to 84-month terms tailored to your cash flow and equipment lifecycle.
Finance brand-new or quality used equipment from any vendor.
Equipment financing is a loan or lease used to purchase business equipment. The equipment itself serves as collateral, making it easier to qualify than unsecured loans. You use the equipment while paying it off over time.
Almost any business equipment qualifies — construction machinery, medical devices, restaurant equipment, vehicles, manufacturing tools, technology, and more. If it's used for business purposes, we can likely finance it.
Equipment financing is available from $10,000 to $5 million or more. The amount depends on the equipment value, your business financials, and the lender program. We work with businesses of all sizes.
Equipment financing is more accessible than unsecured loans because the equipment secures the loan. While credit is reviewed, businesses with challenged credit can often still qualify — especially with strong revenue or a solid down payment.
With equipment financing (a loan), you own the equipment at the end of the term. With a lease, you make payments to use the equipment and may have an option to buy at the end. We help you evaluate which structure fits your situation.
Apply online or call Gary Hughey directly to discuss your equipment needs and get a fast decision.