Revenue-Based Financing
Capital That Grows and Flexes With Your Revenue
Get funded based on your revenue — not your credit score. Repay as a percentage of monthly sales with no fixed payments and no collateral required.
How Revenue-Based Financing Works
Apply & Get Approved
Submit your application. Approval is based primarily on your monthly revenue — not your credit score.
Receive Capital
Get funded — often within 24–72 hours of approval.
Repay as You Earn
Repay a fixed percentage of your monthly revenue until the advance is paid in full.
Repeat as Needed
Many businesses use RBF as a revolving capital tool — renew as your revenue grows.
Who Is Revenue-Based Financing Best For?
Revenue-Based Financing FAQs
What is revenue-based financing?
Revenue-based financing (RBF) is a form of capital where a business receives an upfront sum in exchange for a percentage of future revenues until a predetermined amount is repaid. Payments flex with your revenue — higher in strong months, lower when revenue dips.
How is revenue-based financing different from a traditional loan?
Unlike a traditional loan with fixed monthly payments, RBF repayment is tied to your actual revenue. There's no fixed monthly payment — you pay more when business is good and less when it's slow. There's also typically no collateral required.
What revenue do I need to qualify?
Most RBF programs require at least $10,000–$15,000 in monthly revenue and 6+ months in business. The stronger your revenue history, the more capital you can access.
How much can I get with revenue-based financing?
RBF advances typically range from $10,000 to $2 million. The amount is usually calculated as a multiple of your average monthly revenue — commonly 1–3x monthly revenue.
Does revenue-based financing affect my credit score?
RBF underwriting focuses on business revenue rather than personal credit. While a soft credit pull may occur, many programs are available to businesses with credit scores as low as 500.
Your Revenue Is Your Qualification
Apply today or call Gary Hughey to see how much capital your revenue can unlock.