Global Funding Advisers, LLC

SBA Loan Assistance

SBA Loans — Expert Guidance From Application to Funding

SBA loans offer some of the best rates and terms available to small businesses. We guide you through every step — from choosing the right program to getting funded.

Apply for an SBA Loan (562) 708-4325

SBA Loan Programs We Work With

SBA 7(a) Loan

Up to $5 million

The most common SBA loan. Use for working capital, equipment, real estate, or business acquisition.

SBA 504 Loan

Up to $5.5 million

Long-term, fixed-rate financing for major fixed assets — commercial real estate and heavy equipment.

SBA Express Loan

Up to $500,000

Faster SBA approval — typically within 36 hours. Ideal for businesses needing quick access to capital.

SBA Microloan

Up to $50,000

Small loans for startups and early-stage businesses. Often paired with business development assistance.

Why Choose an SBA Loan?

Lower down payments than conventional loans
Longer repayment terms — up to 25 years
Competitive, government-backed interest rates
Available to businesses declined by conventional lenders
Can be used for nearly any legitimate business purpose
Expert guidance through the entire SBA process

SBA Loan FAQs

What is an SBA loan?

SBA loans are business loans partially guaranteed by the U.S. Small Business Administration. The guarantee reduces lender risk, making it possible for businesses to access larger amounts at better rates than conventional financing — even with limited collateral or credit history.

Who qualifies for an SBA loan?

To qualify, your business must operate for profit, be based in the U.S., meet SBA size standards, and have reasonable owner equity. Most for-profit businesses are eligible. We help you determine which SBA program fits your profile.

How long does SBA loan approval take?

Standard SBA 7(a) loans typically take 30–90 days from application to funding. SBA Express loans can be approved in as little as 36 hours. We help you prepare a complete application to avoid delays.

What can SBA loan funds be used for?

SBA loan proceeds can be used for working capital, equipment purchases, commercial real estate, business acquisition, refinancing existing debt, and more. SBA 504 loans are specifically for major fixed assets.

Can I get an SBA loan if I've been declined before?

Yes. Many businesses that were declined by conventional lenders qualify for SBA loans because of the government guarantee. We specialize in helping businesses navigate the SBA process — including those with prior declines.

Let's Find the Right SBA Program for You

Apply today or call Gary Hughey to discuss your eligibility and get expert SBA loan guidance.

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